In the year 2025, FHA loan limits are set in Williamstown county of Berkshire, MA. These limits are $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for 4-unit buildings.
For conventional loans, the maximum allowable amounts are established as $726,200 for single-family residences, $929,850 for two-unit structures, $1,123,900 for those with three units, and $1,396,800 for four units.
To access today's most favorable FHA rates and ascertain the necessary downpayment, income, credit rating, reserves, and documentation to qualify, use our FHA calculator.
The Lendersa® calculator allows you to juxtapose FHA rates and terms with those of other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects comprehensive loan data from thousands of lenders, providing fast comparisons to fit your specific financial profile and requirements.
View the Loan Limits Comparison Table for 2025 in Williamstown county, Berkshire, MA, which compares maximum loan sizes for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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