In 2025, the FHA loan limits set within Lanesborough county, located in Berkshire, MA, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The top limit for conventional loans on a single-family residence is $726,200, whereas two-unit homes are capped at $929,850, three units at $1,123,900, and four-unit properties reach $1,396,800.
Leverage our FHA calculator to discover today’s most favorable FHA rates and decipher the necessary downpayment, income standards, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to directly compare FHA rates and terms with other loan programs. Explore alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates detailed loan data from a multitude of lenders and rapidly contrasts it with your specific financial scenario and requirements.
Check out the Loan Limits Comparison Table for 2025 in Lanesborough county of Berkshire, MA, showcasing maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification standards in terms of income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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