In 2026, the FHA loan limits for Pittsfield county in Berkshire, MA, are specified as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit residences.
The maximum loan amount for conventional financing on a single-family house is set at $726,200. For two-unit buildings, the limit is $929,850, advancing to $1,123,900 for three-unit homes and $1,396,800 for complexes with four units.
Use our FHA calculator to access today’s top FHA rates and determine what is necessary for downpayment, required income, credit score, financial reserves, and any needed documents to qualify for a loan.
Explore and compare loan offers from more than 100 lenders to find the best financing option for your individual needs.
The Lendersa® calculator is a tool that allows you to evaluate FHA rates and terms against a variety of other lending programs. Truly explore the possibilities and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® has access to a wealth of loan data sourced from thousands of lenders. This data is quickly assessed against your unique financial profile and requirements, delivering personalized, rapid results.
The Loan Limits Comparison Table for 2026 in Pittsfield, county of Berkshire, MA, gives you a comprehensive look at maximum lending amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification details such as income, reserves, and credit benchmarks, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for thorough insights and guidance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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