2026 FHA (Government Loans) Limits for Lenox, Berkshire County, Massachusetts

In 2026, the FHA loan limits for Lenox county of Berkshire, MA are as follows: $472,030 for a single-family home. The limits extend to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximum amount allowed for a single-family residence is $726,200. For 2-units, it's $929,850. For 3-units, the limit is $1,123,900, and for 4-units, it reaches $1,396,800.

Use our FHA calculator to access today’s top FHA rates and see what downpayment, income, credit, reserves, and documentation are necessary to qualify.

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The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers vast amounts of loan program data from numerous lenders, providing rapid comparisons that fit your financial profile.

The Loan Limits Comparison Table for 2026 in Lenox, county of Berkshire, MA, helps assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification metrics like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lenox county of Berkshire, MA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Lenox FHA Lenders

  • UMassFive College Federal Credit Union
  • 200 Westgate Center Dr, Hadley, MA, 01035
  • Lends in Massachusetts
  • At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.

  • The Polish National Credit Union
  • 46 Main Street, Chicopee, MA, 01020
  • Lends in Massachusetts
  • the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967

  • Alden Credit Union
  • 710 Grattan Street, Chicopee, MA, 01020
  • Lends in Massachusetts
  • Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value

  • Polaris Home Loans, LLC
  • One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144
  • Lends in Massachusetts
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Freedom Credit Union
  • 1976 Main Street, Springfield, MA, 01103
  • Lends in Massachusetts
  • Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.

  • MassMutual Federal Credit Union
  • 1295 State Street, Springfield, MA, 01111
  • Lends in Massachusetts
  • MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe

  • Pioneer Valley Credit Union
  • 246 Brookdale Drive, Springfield, MA, 01104
  • Lends in Massachusetts
  • Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.

  • USA Mortgage Network, Inc.
  • 1333 Boston Road, Springfield, MA, 01119
  • Lends in Massachusetts
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.

  • LUSO FEDERAL CREDIT UNION
  • 599 East St, Ludlow, MA, 01056
  • Lends in Massachusetts
  • LUSO Federal Credit Union, is a member owned, not-for-profit financial cooperative, providing many services to you. We have checking accounts, savings accounts, mortgages, auto loans, refinancing and more with two Western MA branch locations in Ludlow and Wilbraham. We are dedicated to providing access to affordable credit and banking services

Also lends in Massachusetts

  • NORCOM DIRECT
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Direct, we strive to provide excellent customer service and communication at all times during your home buying or refinancing experience. Working with a high standard of professionalism and mortgage industry knowledge, we ensure your mortgage will fit your needs and close quickly. Contact us today to talk with our professional staff.