In the year 2026, FHA loan limits for properties in Great-Barrington county within Berkshire, MA, are established at $356,362 for a single-family home. For 2-unit dwellings, the limit is $456,275; for 3-units, $551,500; and for 4-units, $685,400.
The highest loan amount allowed for conventional loans on a single-family dwelling is $548,250. If the property contains two units, the limit is $702,000; three-unit properties have a cap of $848,500, and four-unit homes can reach $1,054,500.
Utilize our FHA calculator to view the most competitive FHA rates available today and to evaluate requirements such as downpayment, income, credit score, reserves, and documents needed to qualify.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans against those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool enables thorough exploration and comparison.
Lendersa® compiles comprehensive loan program data from numerous lenders, swiftly comparing it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Great-Barrington within Berkshire, MA allows you to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review eligibility criteria, such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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