During 2026, the FHA loan limits for Lee in Berkshire, MA, are set at $472,030 for a single-family home. The limits increase to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
With conventional loans, the maximum amount permitted for a single-family residence is $726,200. For two-unit homes, it is $929,850, for 3-units it rises to $1,123,900, and for 4-unit residences, it extends to $1,396,800.
Take advantage of our FHA calculator to uncover today's leading FHA rates and determine necessary downpayments, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator provides the capability to compare the rates and terms of FHA loans with those of other programs. Evaluate and contrast with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive loan program data from thousands of lenders, ensuring quick and tailored comparisons to suit your financial needs.
The Loan Limits Comparison Table for 2026 in Lee county of Berkshire, MA, facilitates a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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