In the year 2026, the FHA loan limits for Carthage within the county of Leake, MS, stand as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for homes with 3 units, and $907,900 for 4-unit dwellings.
The ceiling for conventional loans on a single-family residence is $726,200, with limits of $929,850 for 2 units, $1,123,900 for 3-unit buildings, and $1,396,800 for homes with 4 units.
Our FHA calculator can help you discover today’s top FHA rates while calculating the required downpayment, including income, creditworthiness, reserves, and documents necessary for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Investigate various loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money alongside FHA options.
Lendersa® quickly gathers and compares loan program information from thousands of lenders, aligning with your unique financial profile and needs within seconds.
The Loan Limits Comparison Table for 2026 in Carthage, Leake, MS enables examination of maximum loan amounts not only for FHA but also for Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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