2026 FHA (Government Loans) Limits for New-Brunswick, Middlesex County, New Jersey

In 2026, FHA loan limits in New-Brunswick county of Middlesex, NJ are set at $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.

The maximum loan amount for conventional loans on a single-family residence is $822,375, with $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.

Use our FHA calculator to view today’s best FHA rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.

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The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Explore conventional loans, jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

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Access the Loan Limits Comparison Table for 2026 in New-Brunswick county of Middlesex, NJ for maximum loan amounts comparison across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loan types. To analyze qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits New-Brunswick county of Middlesex, NJ

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


New-Brunswick FHA Lenders

  • Brunswick Bank and Trust Company
  • 439 Livingston Avenue, New Brunswick, NJ, 08901
  • Lends in New Jersey
  • Brunswick Bank & Trust was started on one idea, helping people. At the time it opened its doors, a bank of its kind didn’t exist in the local area. While the national bank set out to help citizens from a government level & the saving bank helped them with investments, the founders of Brunswick Bank strived for a more inclusive approach to banking.

  • M&B Mortgage LLC
  • 100 Plainfield Avenue, Suite B2, Edison, NJ, 08817
  • Lends in New Jersey
  • MB Mortgage, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.

  • NEXPANSE FINANCIAL LLC
  • C2 Brier Hill Court, Suite 201, East Brunswick, NJ, 08816
  • Lends in New Jersey
  • Nexpanse Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward. We educate our clients with the loan process.

  • Middlesex County Employees Federal Credit Union
  • 825 Georges Road, 3rd Floor, North Brunswick, NJ, 08902
  • Lends in New Jersey
  • The Middlesex County Employees Federal Credit Union has been in existence since 1967. We are federally chartered and have to follow the rules and regulations set by the National Credit Union Association "NCUA". Our books and policies are audited at least once a year. All accounts are insured by NCUA for up to $250, 000.

  • United One Mortgage Inc
  • 1215 Livingston Avenue, Suite 305, North Brunswick, NJ, 08902
  • Lends in New Jersey
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • RAM Mortgage Partners LLC
  • 399 Campus Drive, Suite 315, Somerset, NJ, 08873
  • Lends in New Jersey
  • RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.

  • Wholesale Mortgaging Inc
  • 2 Plum Tree Lane, Suite 100, Somerset, NJ, 08873
  • Lends in New Jersey
  • Wholesale Mortgaging Inc Established in 1999 as a boutique mortgage advisory firm on Varick Street in Manhatten. Wholesale Mortgaging is now a premier wholesale mortgage company, which uses an approach that enables us to offer you competitive rates and personalized service to fit your financial goals

  • National-One Mortgage Banker LLC
  • 15 Clyde Road, Suite 202, Somerset, NJ, 08873
  • Lends in New Jersey
  • National-One Mortgage Banker, LLC operates as a full service mortgage broker shopping the mortgage market to offer a large array of products with great rates to meet all of our borrowers needs. As such, we offer a variety of mortgage products at very competitive rates. Full Service Mortgage Banker specializing in Residential & Commercial Loans.

  • PETRA CEPHAS INC
  • 27 Clyde Road, Suite 201, Somerset, NJ, 08873
  • Lends in New Jersey
  • Petra Cephas stands for a man who was recognized as one of the leaders of the 12 disciples named St. Peter. Petra Cephas, translated to “Peter, the Rock” in Latin, means that St. Peter was given a three-fold blessing to the keys of a kingdom by Jesus. Appointed as a king, he ruled with great authority.

  • Pinnacle Federal Credit Union
  • 135 Raritan Center Parkway, Edison, NJ, 08837
  • Lends in New Jersey
  • Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.