For 2026, in Cedarhurst county of Nassau, NY, the FHA loan limit is set at $1,089,300 for a single-family home, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-plexes.
The highest amount for conventional loans on a single-family dwelling is $1,089,300, increasing to $1,394,775 for two-unit homes, $1,685,850 for tri-unit homes, and $2,095,200 for properties with four-units.
Utilize our FHA calculator to find the current top FHA rates and see the required down payment, income, credit, reserves, and necessary documents for eligibility.
The Lendersa® calculator allows comparison of FHA rates & conditions with those of other loan programs. Review and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® assesses data from a vast number of lenders, instantly comparing it against your unique financial situation and requirements.
For the 2026 Loan Limits Comparison Table in Cedarhurst county of Nassau, NY, examine the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualifications like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
