In 2026, the FHA loan limits in South-Valley-Stream county, located in Nassau, NY, are set at $822,375 for a single-family house, $1,053,000 for two-family units, $1,272,750 for residences with three units, and $1,581,750 for those with four units.
The highest loan amounts available for conventional loans are $822,375 for a single-family unit, $1,053,000 for 2-unit homes, $1,272,750 for 3-unit properties, and $1,581,750 for 4-unit residences.
By utilizing our FHA calculator, discover today’s optimal FHA rates, and calculate required down payments, income, credit scores, reserves, and necessary paperwork for qualification.
The Lendersa® calculator assists you in contrasting FHA rates and conditions with those from various other loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® retrieves program information from numerous lenders and swiftly aligns it with your individual financial circumstances and specifications.
Compare the Loan Limits Table for 2026 across South-Valley-Stream county in Nassau, NY, examining FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money top loan values. To compare eligibility criteria such as income, reserves, and credit needs, refer to Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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