2026 FHA Loan Limits for Woodmere, Nassau County, New York

For 2026, the FHA loan limits in Woodmere county, within Nassau, NY, are as follows: $1,089,300 for single-family residences, $1,394,775 for duplex configurations, $1,685,850 for triplex properties, and $2,095,200 for homes accommodating four units.

Concerning conventional loans, the limits are $1,089,300 for single-family dwellings, scaling up to $1,394,775 for two-unit homes, $1,685,850 for structures with three units, and all the way to $2,095,200 for those with four units.

Engage our FHA calculator to access today’s excellent FHA rates, determine the necessary downpayment, income, credit score, reserves, and document submissions required for qualification purposes.

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Investigate Your Loan Options in Woodmere, NY

The Lendersa® calculator empowers you to juxtapose the rates and terms of FHA loans against a variety of other loans. Dive into numerous possibilities, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.

Lendersa® swiftly compiles detailed loan information from thousands of lenders, delivering rapid comparisons tailored to your financial needs and profile.

The Loan Limits Comparison Table for 2026 in Woodmere, Nassau county, NY, provides insight into maximum loan figures across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating the demands of qualification such as income, credit status, and reserves, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Woodmere county of Nassau, NY

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $0 $0 $0 $0
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Woodmere FHA Lenders

  • Bridgeview Mortgage
  • 1200 Hempstead Turnpike, Franklin Square, NY, 11010
  • Lends in New York
  • Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio

  • Fellowship Home Loans
  • 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
  • Lends in New York
  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve.

    We pride our on always doing the right thing for our clients and those that follow us on the radio.

  • Prudential Borrowing LLC
  • 450 Sunrise Highway, Rockville Centre, NY, 11570
  • Lends in New York
  • Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.

  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Lends in New York
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization

  • Qside Federal Credit Union
  • 211-31 Jamaica Avenue, Queens Village, NY, 11428
  • Lends in New York
  • Qside Federal Credit Union is a not-for-profit, cooperative financial institution owned and controlled by its members – the people who use its products and services. Membership begins when you open a basic savings account. Both membership and the basic savings account are completely free as long as you maintain a minimum balance of $25.

  • Vivid Mortgages Inc.
  • 211-35 Jamaica Ave, 1st Floor, Queens Village, NY, 11428
  • Lends in New York
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.

  • MGN Funding Corp
  • 115-01 Lefferts Blvd, South Ozone Park, NY, 11420
  • Lends in New York
  • At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible.

    We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders

  • Drexel Mortgage Corporation
  • 103-44 108th Street, Richmond Hill, NY, 11419
  • Lends in New York
  • Drexel Mortgage can finance, purchase, refinance your loan quickly. With hundreds of sources of capital Drexel is able to find a way to get you funding tailor made to fit your needs. We can provide loans to people who have OK credit, OK income, OK homes and a good business. Whatever your unique situation - we fund all good deals - guaranteed.

  • OMNI MORTGAGE CORP.
  • 118-18 101 Avenue S, South Richmond Hill, NY, 11419
  • Lends in New York
  • Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality

  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • Lends in New York
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.