2026 FHA (Government Loans) Limits for Grove-City, Franklin County, Ohio

In 2026, the FHA loan limits in Grove-City, part of Franklin county, OH, are set at $397,900 for single-family homes, $509,350 for two-units, $615,700 for three-units, and $765,200 for residences with four units.

The maximum loan amounts for conventional loans on single-family residences are $548,250, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to access today's top FHA rates and determine the downpayment, income, credit evaluation, reserves, and necessary documents required for qualifying.

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Check out loan options in Grove-City, OH

The Lendersa® calculator allows you to compare FHA rates and terms with all other loan program options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers loan program details from thousands of lenders and rapidly aligns it with your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in Grove-City county of Franklin, OH shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For further assessment of qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Grove-City county of Franklin, OH

SFR 2 Units 3 Units 4 Units
FHA $397,900 $509,350 $615,700 $765,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $318,300 $318,300 $318,300 $318,300
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Grove-City FHA Lenders

  • Central Ohio Mortgage
  • 2057 Stringtown Rd, Grove City, OH, 43123
  • Lends in Ohio
  • At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.

  • The Justus Sharp Team of NFM Lending
  • 4084 Gantz Rd, Grove City, OH, 43123
  • Lends in Ohio
  • Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio

  • CME Federal Credit Union
  • 365 South 4th Street, Columbus, OH, 43215
  • Lends in Ohio
  • CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.

  • Huntington Bank
  • 41 S. High Street, Columbus, OH, 43215
  • Lends in Ohio
  • Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.

  • Armstrong Mortgage Co
  • 1225 Dublin Road, Columbus, OH, 43215
  • Lends in Ohio
  • Armstrong Mortgage Company is a full service Mortgage Banking firm, founded in 1971. Armstrong provides mortgage services for its clients, such as Multifamily Owners and Developers, Commercial Property Owners and Developers as well as health care developers and owners. A major business emphasis is on the construction and permanent financing.

  • FirstCap US Mortgage LLC
  • 875 N. High Street, Suite 300, Columbus, OH, 43215
  • Lends in Ohio
  • Our mission is to remove barriers and rid the antiquated processes to deliver the lowest rate for our client. FirstCapUS raises your mortgage expectations with trusted service locally in the Midwest, a digital approach that increases ease of use and people who believe in integrity first and foremost -enabling you to focus on your next life move.

  • Liberty Mortgage Company, Inc
  • 473 E. Rich St., Columbus, OH, 43215
  • Lends in Ohio
  • LIBERTY MORTGAGE COMPANY STRIVES TO ENSURE THAT EVERY CLIENT HAS ACCESS TO THE LOWEST RATES AVAILABLE, NO MATTER THEIR SITUATION, FOR THEIR HOME MORTGAGE LOANS. WHETHER THEY ARE FIRST TIME HOME BUYERS, OR REFINANCING FOR THE TENTH TIME, FHA, HARP, VA, USDA AND JUMBO MORTGAGE LOANS ARE AVAILABLE

  • ReCasa Financial Group
  • 130 East Chestnut St., Suite 200, Columbus, OH, 43215
  • Lends in Ohio
  • ReCasa Financial Group, LLC provides an array of products and services for real estate investors to successfully exceed their profit and investment return objectives. Real estate loans, real estate investor education, and services offerings are tailored for each investor’s situation. The core loan product provides 100% financing for rehab projects.

  • Covita Lending LLC
  • 1299 Virginia Ave, Columbus, OH, 43212
  • Lends in Ohio
  • Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.

  • Credit Union of Ohio
  • 5500 Britton Pkwy, Hilliard, OH, 43026
  • Lends in Ohio
  • At Credit Union of Ohio is to improve our members' standards of living and better their lifestyles." That's a unique mission statement for a financial institution. Some strive to be the preferred financial provider for their members or customers. That's nice, but it only addresses success from their side of the equation.