For 2026, the FHA loan limits in Potter county, part of Centre, PA, are $472,030 for a single-family house, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit structures.
The upper loan limits of conventional loans for single-family homes are $726,200, with $929,850 for two-unit houses, $1,123,900 for three-unit dwellings, and $1,396,800 for four units.
Utilize our FHA calculator to view today’s leading FHA rates and determine the downpayment, income, credit, reserves, and required documents necessary for qualification.
The Lendersa® calculator empowers you to compare FHA rates alongside the conditions of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Review these options thoroughly for the best fit.
Lendersa® efficiently compiles data from thousands of lenders, promptly matching it to your financial profile and unique needs.
The Loan Limits Comparison Table for 2026 in Potter county of Centre, PA provides detailed comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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