As of 2026, the FHA loan threshold in Salinas county of PR, specifically in Coquí, is set at $472,030 for a single-family home. The limits are $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.
For conventional loans, the highest loan value for a single-family unit is $726,200, with limits extending to $929,850 for two-family homes, $1,123,900 for three-family units, and $1,396,800 for four-family dwellings.
Our FHA calculator is at your disposal to check the best available FHA rates today and figure out the necessary down payments, income levels, credit standards, reserves, and documents for eligibility.
With the Lendersa® calculator, you can weigh FHA rates and conditions against those of other loan programs. Dive into and contrast conventional loans, jumbo loans, VA loans, USDA, Non-QM financing, and hard money loans, all alongside FHA.
By using data from thousands of lenders, Lendersa® swiftly aligns loan offers to your specific financial situation and requirements.
Our comparison table of loan limits for 2026 in Salinas county within Coquí, PR allows scrutiny of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Get insights into qualification needs such as income, reserves, and credit via Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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