In 2025, the FHA loan limit for Cherryvale county, within Sumter, SC, is established as $472,030 for a single-family home. It increases to $604,400 for two-unit structures, $730,525 for three-unit buildings, and reaches $907,900 for four-unit properties.
The maximum amount for conventional loans on a single-family residence is $726,200. For properties with two units, the limit is $929,850; for three units, it is $1,123,900, and for four units, it rises to $1,396,800.
Utilize our FHA calculator to access today's premier FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator provides the capability to compare FHA rates and terms alongside those of various other loan programs. Explore and evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA comparisons.
Lendersa® aggregates extensive loan program data from multiple lenders, efficiently tailoring comparisons to your personal financial profile and unique needs.
The Loan Limits Comparison Table for 2025 in Cherryvale county, Sumter, SC offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification essentials such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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