During 2026, the FHA loan limit set for properties in Sumter county within Sumter, SC is established as follows: $472,030 for a single-family home. For properties that include two units, the limit rises to $604,400. When it comes to homes with three units, the cap is $730,525, and for those with four units, it reaches $907,900.
The highest loan amount allowable under conventional loans for a single-family residence is $726,200. This figure changes with more units: $929,850 applies for two units, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Utilize our FHA calculator—it's designed to help you discover today’s best FHA rates. Additionally, it provides clarity on the necessary down payment, income requirements, credit standing, reserves, and documentation needed to qualify for a loan.
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The Lendersa® calculator offers a route to compare FHA rates and terms directly with those from all other major loan programs. You have the chance to diligently explore and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans side by side with FHA.
Gathering extensive loan program data from a wide network of lenders, Lendersa® quickly equips you with comparisons tailored to your distinct financial situation and requirements.
The Loan Limits Comparison Table forall loans in 2026 for Sumter county of Sumter, SC, assists in comparing maximum loan amounts across a spectrum such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further your understanding of qualification criteria, including income, reserves, and credit, count on the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to help you navigate smoothly.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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