In the year 2026, the FHA loan limit in Chester county of Chester, SC is established at $472,030 for a single-family home. For residences with two units, the limit is $604,400; for those with three units, it reaches $730,525; and for four-unit properties, it is $907,900.
When considering conventional loans, the maximum loan amount for a single-family residence is $726,200. For two-unit homes, this amount is $929,850, for three units, it is $1,123,900, and $1,396,800 for four-unit dwellings.
Enable our FHA calculator to access today's leading FHA rates and comprehend the necessary downpayment, income, credit, reserves, and documents vital for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with all other loan program options. Begin by exploring Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in partnership with FHA offerings.
Lendersa® sources extensive loan program data from a multitude of lenders and, within seconds, juxtaposes it with your individual financial landscape and requirements.
The Loan Limits Comparison Table for 2026 in Chester county, Chester, SC contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loan maximums. To thoroughly compare qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a holistic assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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