For 2026, the FHA loan limit within Union county, part of Union, SC, is set at $472,030 for a single-family home. For properties comprising two units, the limit is $604,400, and for those with three units, it is $730,525. If the property has four units, the limit extends to $907,900.
When it comes to conventional loans, the highest possible loan on a single-family residence is $726,200. This climbs to $929,850 for two-unit structures, $1,123,900 for those with three units, and finally, $1,396,800 for four-unit dwellings.
Take advantage of our FHA calculator to uncover today's most favorable FHA rates and determine the necessary downpayment, income, credit scores, reserves, and documents required for qualification.
The Lendersa® calculator facilitates a comparison of FHA rates and terms with those of all other available loan programs. Consider options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, in addition to FHA, to determine the best fit.
Lendersa® draws upon data from thousands of lenders, quickly aligning it with your unique financial profile and requirements to provide precise comparisons.
For 2026 in Union county, Union, SC, the Loan Limits Comparison Table evaluates maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. To conduct a thorough analysis of qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This resource offers a comprehensive approach to understanding and comparing the nuances of loan qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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