For 2026, FHA loans in Big-Lake county, part of Reagan, TX, are capped at $356,362 for a single-family home, $456,275 for a 2-unit property, $551,500 for 3-units, and $685,400 for 4-units.
The upper limit for conventional loans on a single-family residence is $548,250. For 2-units, it is $702,000; for 3-units, $848,500; and for a 4-unit property, it is $1,054,500.
Use our FHA calculator to see today's best FHA rates and figure out required downpayments, assess income, check credit, reserve needs, and necessary documentation.
The Lendersa® calculator lets you compare FHA rates & terms with other loan program options. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® gathers loan program data from a vast array of lenders and rapidly assesses it against your unique financial profile.
For 2026, the Loan Limits Comparison Table in Big-Lake county of Reagan, TX displays FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification needs such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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