In the year 2026, the FHA loan limits for Hickory-Creek county, which is part of Denton, TX, are as follows: $411,700 for a single-family home, $527,050 for properties with 2 units, $637,050 for those with 3 units, and $791,750 for buildings with 4 units.
Regarding conventional loans, the upper limit for a single-family residence is $548,250, and for 2-unit homes, it's $702,000. For 3-unit structures, the maximum is $848,500, while for those with 4-units, the amount is $1,054,500.
Utilize our FHA calculator to access today's optimal FHA rates and calculate necessary downpayment, income, credit worthiness, reserves, as well as documents required for qualification.
The Lendersa® calculator is a convenient tool that enables comparisons between the rate and terms of FHA loans and those from other programs. Take a closer look and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates loan program data from thousands of different lenders and efficiently evaluates it against your personalized financial profile and needs to provide clear insights in seconds.
Explore the Loan Limits Comparison Table for 2026 in Hickory-Creek county within Denton, TX. This table facilitates comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore and compare qualification criteria like income, reserve requirements, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive assistance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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