For 2026, in Oak-Point within Denton, TX, the FHA loan limits stand at $411,700 for single-family homes, $527,050 for homes with two units, $637,050 for three-unit properties, and $791,750 for four-unit residences.
The maximum conventional loan amounts available for a single-family home are $548,250, with $702,000 for two-unit structures, $848,500 for those with three units, and $1,054,500 for four-unit properties.
Our FHA calculator aids in identifying today's best FHA rates and helps determine the necessary down payment, income, credit score, reserves, and paperwork required for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms alongside other loan options, such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program information from a vast network of lenders, providing rapid comparisons tailored to your unique financial needs.
The Loan Limits Comparison Table for 2026 in Oak-Point, located in Denton, TX, offers a side-by-side look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification aspects such as income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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