As of 2026, the FHA loan limit in Pilot-Point county, Denton, TX, is $411,700 for a single-family home, $527,050 for two units, $637,050 for three units, and $791,750 for four units.
The maximum allowable for conventional loans on a single-family residence is $548,250, with $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to discover today’s top FHA rates and determine the required downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator helps compare FHA rates and terms with other programs, such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders and swiftly evaluates it against your financial profile.
The Loan Limits Comparison Table for 2026 in Pilot-Point county, Denton, TX, aids in comparing maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) for requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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