2025 FHA (Government Loans) Limits for Eagle-Mountain, Utah County, Utah

For 2025, the FHA loan limit in Eagle-Mountain county within Utah, UT is set at $439,300 for a single-family home, $562,350 for two units, $679,800 for three units, and $844,800 for four units.

The maximum for conventional loans on a single-family residence is $548,250, with $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to find today’s best FHA rates and assess the downpayment, income, credit, reserves, and documents required for qualification.

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Use the Lendersa® calculator to compare FHA rates and terms with a range of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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Use the Loan Limits Comparison Table for 2025 in Eagle-Mountain county of Utah, UT to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For qualification comparison such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Eagle-Mountain county of Utah, UT

SFR 2 Units 3 Units 4 Units
FHA $439,300 $562,350 $679,800 $844,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $351,400 $351,400 $351,400 $351,400
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Optimum Mortgage LLC
  • 11602 South Redwood Road, Suite B201, Riverton, UT, 84095
  • Optimum Mortgage, LLC. We are a full-service mortgage company based in Riverton, UT. We specialize in FHA Streamline in the State of Utah (Soon to expand to more states). Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • The Lending Alliance, Inc
  • 1124 W South Jordan Pkwy, Suite A, South Jordan, UT, 84095
  • The Lending Alliance is mortgage home loan provider founded in the belief that every customer deserves the best service and that every employee deserves the best work environment no matter what.As home is where the heart is, it is our mission to be honest, faithful, and unwavering in assisting all our customers in making sound financial decisions.
  • UNIFIED LENDING INC.
  • 10808 S River Front Pkwy, Suite 393, South Jordan, UT, 84095
  • Unified Lending is your premier mortgage lender located in the beautiful Wasatch front. If you are looking to purchase a new home or refinance the one that you have, we are here to help! We take great pride at Unified Lending in educating our customers and in keeping them informed during the loan process.
  • Aspen Hills Mortgage, LLC
  • 2651 W South Jordan Parkway, South Jordan, UT, 84095
  • Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we will help you qualify, apply and be approved for the perfect mortgage loan.
  • Integrity First Lending
  • 1258 W South Jordan Parkway, Suite 102, South Jordan, UT, 84095
  • Our vision is simple, we are focused on helping loan officers grow their business. Most of the loan officers that join our company have experienced at least one of these common frustrations that have limited their growth. If any of the following frustrations resonate with you, let’s have a conversation soon.
  • Washington Financial Funding, Inc
  • 165 West Canyon Crest Road, Suite 301, Alpine, UT, 84004
  • Washington Financial Funding, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our relationships with top national lenders make the process of securing a mortgage simple and straight forward.
  • Solamere Mortgage LLC
  • 461 North Whitby Woodlands Drive, Alpine, UT, 84004
  • Solamere Mortgage commercial property financing solutions and flexible investments create an amazing opportunity for brokers to help borrowers from unique backgrounds accomplish their goals. and also We are experienced mortgage professionals, providing investment property loan resources for multi-family, residential 1-4 mixed-use.
  • West Ridge Financial
  • 1279 E Lone Peak Dr, Alpine, UT, 84004
  • West Ridge Financial located in Alpine, Utah. After starting West Ridge Financial in 2000, Mike has been dedicated to helping people finance their dream home. Whether you’re buying a new home or refinancing your current home, Mike will be with you every step of the way to help you accomplish your homeownership goals.
  • Blue Coral Financial Inc
  • 735 East 9000 South, Suite 201, Sandy, UT, 84094
  • Blue Coral Financial is a full-service Utah home mortgage company based in Sandy, Utah. Whether you are buying a home and need a home mortgage loan, or want to refinance your home, we are here to help you save time, stress and money. We specialize in all types of home mortgage financing, focusing particularly on Housing loans, FHA loans, VA loans.
  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.
  • Canyons Mortgage I, LLC
  • 9137 South Monroe Plaza Way, Suite C-1, Sandy, UT, 84070
  • Canyons Mortgage helped us finance our first home back in 2011, and we have been loyal customers ever since. As new home buyers, we were very overwhelmed by the process and all of the requirements and paperwork involved. Greg and his team took the time to thoroughly explain each step of the process, answer all of our questions.
  • Independent Home Loans, LLC
  • 9557 S. 700 E, Suite 200, Sandy, UT, 84070
  • We understand that buying or selling a home is one of the biggest decisions an individual or family can make. For that reason alone, we take this as seriously as you do, and will always put your priorities and needs before all else. Buying a home is about YOU, not us. Let us show you why our team is the dependable choice for your mortgage needs.