As of 2025, in the county of Pierce, WA, specifically in Alderton, FHA loan limits are categorized as $977,500 for single-family homes, $1,251,400 for two-unit residences, $1,512,650 for properties with three units, and $1,879,850 for four-unit structures.
For conventional loans, the permissible maximum loan amounts are $977,500 for single-family units, $1,251,400 for duplexes, $1,512,650 for triplex properties, and $1,879,850 for buildings with four units.
To discover today’s best available FHA rates and to calculate the necessary downpayment, income, credit requirements, reserves, and essential documents for qualification, make use of our FHA calculator.
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The Lendersa® calculator allows for a comprehensive comparison of FHA rates and terms alongside those of other loan programs. Delve into comparisons among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans versus FHA offerings.
Gathering extensive data from thousands of lenders, Lendersa® rapidly evaluates this information against your unique financial profile and requisites.
For the year 2025 in Alderton county of Pierce, WA, our Loan Limits Comparison Table facilitates the comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To fully assess qualification criteria related to income, reserves, and credit, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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