In 2026, within Lake-Tapps, Pierce county, WA, the FHA loan limits are set at $776,250 for a single-family home, $993,750 for 2-units, $1,201,200 for 3-units, and $1,492,800 for 4-units.
For conventional loans, the maximum amounts are $776,250 for a single-family residence, $993,750 for 2-units, $1,201,200 for 3-units, and $1,492,800 for 4-units.
Utilize our FHA calculator to find today’s top FHA rates and assess required downpayment, income, credit scores, reserves, and documentation for qualification.
The Lendersa® calculator allows comparisons of FHA loan terms and rates with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly compares loan program data from thousands of lenders to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lake-Tapps, Pierce, WA shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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