For the year 2026, the FHA loan limits in Bonney-Lake county, within Pierce, WA, are set as follows: $776,250 for a single-family home, $993,750 for two-unit properties, $1,201,200 for three-unit buildings, and $1,492,800 for four-unit dwellings.
In terms of conventional loans, the highest allowable amounts stand at $776,250 for single-family residences, $993,750 for two-unit homes, $1,201,200 for properties with three units, and $1,492,800 for those with four units.
Utilize our FHA calculator to explore today’s best FHA rates and determine required down payments, income levels, credit assessments, reserve necessities, and documentations needed for eligibility.
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With the Lendersa® calculator, you can straightforwardly compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans, providing you a wide spectrum of options to review.
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The Loan Limits Comparison Table for 2026 in Bonney-Lake, Pierce, WA, provides a comprehensive analysis of the maximum loan amounts. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To examine qualification criteria such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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