In 2026, the FHA loan limits in Edgewood, part of Pierce county, WA, are designated at $977,500 for single-family homes. For properties comprising 2, 3, and 4 units, the limits increase to $1,251,400, $1,512,650, and $1,879,850 respectively. These thresholds are carefully structured to cater to varying housing requirements within the county.
Conventional loans have their maximum amounts as well, starting with a limit of $977,500 for single-unit residences. This extends to $1,251,400 for duplexes, $1,512,650 for homes with three units, and culminates at $1,879,850 for four-unit structures.
To evaluate the current FHA offers, utilize our FHA calculator. It helps determine today’s most competitive rates and compute the necessary downpayment, evaluate income criteria, check required credit scores, assess reserves, and compile documents needed for qualification.
Survey and compare loan proposals from a diverse array of 100 lenders, aiming to find options that best fit your financial landscape and objectives.
The Lendersa® calculator is an invaluable tool for comparing FHA rates and terms with those of other available loan programs. You can diligently explore and contrast options among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA choices, ensuring a comprehensive evaluation of your loan opportunities.
Lendersa® aggregates extensive loan program information from a multitude of lenders worldwide. It efficiently analyzes this data in seconds, aligning it with your unique financial profile to provide tailored, optimal solutions that meet your specific needs.
The Loan Limits Comparison Table for 2026 in Edgewood, Pierce, WA, facilitates detailed comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To rigorously compare qualification criteria like income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring all vital financial factors are thoroughly assessed for any loan type of interest.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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