For the year 2026, the FHA loan limits in Mukilteo county, within Snohomish, WA, are set at $977,500 for single-family homes. For properties with two separate units, the limit is $1,251,400. Moving to three-unit properties, the cap is set at $1,512,650, while for four-unit buildings, it reaches $1,879,850.
Regarding conventional loans, the highest amount you can borrow for a home with one family is $977,500. For properties with two family units, the maximum is $1,251,400, increasing to $1,512,650 for those with three units, and peaking at $1,879,850 for residences accommodating four families.
Make use of our FHA calculator to view today’s top FHA rates. This tool assists in calculating your required downpayment, evaluating your income, credit, and reserves, and gathering necessary documents to ascertain qualification.
The Lendersa® calculator allows for a detailed comparison of FHA rates and terms against all other loan program offerings. Consider FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans for a comprehensive exploration of your options.
Lendersa® rapidly collects data from a wide range of lenders to compare it against your individual financial profile and needs, providing tailored comparisons in seconds.
Our Loan Limits Comparison Table for 2026 in Mukilteo, Snohomish, WA, enables a thorough examination of maximum loan amounts across various programs. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve into qualification criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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