USDA Vs. FHA your options comparison in Unalaska, Aleutians West County, AK
In 2025, the USDA loan limit for Unalaska, located in the county of Aleutians West, AK, is $337,600. Meanwhile, the FHA limit for a single-family home is set at $545,100.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive rates for both USDA and FHA loans. Determine the income, credit score, reserves, and documentation required for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in for your financial needs.
Loan Maximums and Down Payment Challenges for 2025 in Unalaska, Aleutians West, AK
Loan Category
Maximum Loan Allowed
Down Payment Required
USDA
$337,600
0%
FHA
$545,100
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Unalaska, AK
Lendersa® is committed to securing you the finest USDA or FHA loan with speed and ease. Choose from three different starting points designed to connect you with suitable lenders and USDA loan solutions.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. Available exclusively in rural areas, it provides financing without the need for a down payment, in stark contrast to FHA loans which mandate at least a 3.5% down payment.
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