USDA and FHA Pro and Con in Unalaska, Aleutians West County, AK

In 2025, the USDA loan limit for Unalaska, located in the county of Aleutians West, AK, is $337,600. Meanwhile, the FHA limit for a single-family home is set at $545,100.

Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive rates for both USDA and FHA loans. Determine the income, credit score, reserves, and documentation required for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in for your financial needs.

Explore competitive offers from a multitude of 100 lenders

Loan Maximums and Down Payment Challenges for 2025 in Unalaska, Aleutians West, AK

Loan Category Maximum Loan Allowed Down Payment Required
USDA $337,600 0%
FHA $545,100 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Choices in Unalaska, AK

Lendersa® is committed to securing you the finest USDA or FHA loan with speed and ease. Choose from three different starting points designed to connect you with suitable lenders and USDA loan solutions.

Lendersa USDA loan inquiry and matching outcomes

The USDA Loan Explained in AK

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. Available exclusively in rural areas, it provides financing without the need for a down payment, in stark contrast to FHA loans which mandate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.
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  • First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
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  • Your membership with Pearl District FCU is a personal one-on-one service experience. Our focus is on you, our members! The proven integrity of your credit union gives you the ability to manage your financial affairs even better. Membership provides a means for making safe and regular investments as well as obtain loans.
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  • A Better Mortgage Company
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  • A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc
  • Bison Federal Credit Union
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