USDA Loan Vs. FHA loan for Moody, AL [St. Clair County ]

In 2025, USDA loan limit in Moody, county of St. Clair, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Moody, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 321-2533 Lender's profile and map Reviews Ross, Billy, J 500 East E Street, Suite 120, Ontario, CA, 91764 Billy Ross, Realtor In 2006 he began working full-time in real estate as an appraiser trainee. In this role, he learned the art, science and importance of real estate valuation. In 2007 he became a licensed broker and focused his attention on professional sales. In 2008 he joined a firm and quickly established a reputation as a knowledgeable.
(909) 734-1745 Lender's profile and map Reviews Houzerz 3100 E. Cedar Street, Suite 11, Ontario, CA, 91764 Houzerz is a real estate and mortgage company that emphasizes building client relationships and alleviating the pressures of the home-buying process. We sit with our clients to determine which type of home and mortgage loan would best suit them and their budget. Our company is devoted to ensuring that our clients receive the most attentive,
(909) 235-6789 Lender's profile and map Reviews Homesmart Lending 3602 Inland Empire Boulevard, Suite B140, Ontario, CA, 91764 Homesmart Lending My goal as a Real Estate Broker is to treat my client's satisfaction as the highest priority. I pledge to be honest, work diligently, and treat everyone with the utmost respect. In doing this, I hope to not only earn your business, but to be your trusted partner for all of your real estate needs.
(951) 440-9938 Lender's profile and map Reviews Spectrum Mortgage 1791 3rd Street, Suite 200, Norco, CA, 92860 At Spectrum Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(909) 240-1548 Lender's profile and map Reviews Diamond Financial 3400 Inland Empire Boulevard, Ontario, CA, 91764 Diamond Financial. We are a full service mortgage company based in Ontario, CA. We specialize in FHA Loans, Conv, VA, First Time Homebuyers in California. We service all of California. Whether you are buying a home or refinancing anywhere in California we can help your dreams of home ownership become a reality
(877) 977-6777 Lender's profile and map Reviews Priority Real Estate & Lending Services 609 N Lemon Ave, Suite 1, Ontario, CA, 91764 Priority Lending is the top-rated loan officer in Ontario, CA! Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs constantly change, you need to make sure you're dealing with a top professional.
(951) 736-9300 Lender's profile and map Reviews Community Funding 1780 Town & Country Drive, Suite 108, Norco, CA, 92860 At Community Funding Personal Service & Outstanding Interest Rates Approved with numerous Lenders, providing diverse financing options, including Conventional, FHA, VA, USDA, Reverse Mortgages, Hard Money, Self-Employed products, Purchase, Refinance, etc. Honest, Ethical AND Prompt Service Provided CA
(877)-567-5775 Lender's profile and map Reviews Ample Funding LLC 2841 HAMNER AVE, SUITE A, Norco, CA, 92860 Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.
(877) 267-4685 Lender's profile and map Reviews Ainsworth Financial Mortgage Corporation 3175-E Sedona Court, Ontario, CA, 91764 Ainsworth Financial Mortgage Corporation offers you various types of flexible loan programs with the best interest rates in the market. Our talented team of experts will not only assist you throughout the loan process but also provide different loan options for you to save money by choosing the best deals.
(909) 467-8600 Lender's profile and map Reviews Golden Coast Mortgage 1119 South Milliken Avenue, Ontario, CA, 91761 Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.