As of 2026, USDA loan limits in Leeds, located within Jefferson county, AL, have been set at $336,500. In contrast, a single-family home under the FHA program has a limit of $472,030.
Utilize the Lendersa® USDA loan calculator to explore and contrast the most competitive USDA and FHA rates available today. Determine necessary qualifications such as income, credit score, reserves, and required documentation. Our sophisticated mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loan options to better assess which program is the most suitable for your financial needs in .
2026 Mortgage Limits and Down Payment Requirements for Leeds in Jefferson County, AL
Type of Loan
Maximum Loan Amount
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Selections in Leeds, AL
The primary aim of Lendersa® is to secure you the most favorable USDA or FHA loan swiftly and smoothly. Get started by choosing from three options that can connect you with matching lenders and USDA loan opportunities.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the United States Department of Agriculture. It caters exclusively to rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require zero down payment.
Since its inception in 1957 the Sweet Home Federal Credit Union has been serving its members in the AMHERST, New York area with exceptional financial products and also Sweet Home Credit Union is a financial institution offering favorable rates on savings & loans, serving the Town of Amherst and the Town of Tonawanda, NY.
We are a full service not for profit financial institution. Your success is our success with people helping people A credit union is a not-for-profit financial cooperative, owned by its members. Yes, Boulevard Federal Credit Union offers loans, checking and savings accounts, and other financial services that banks offer. But we're quite different f
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Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
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Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
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