USDA Vs. FHA your options comparison in Fortuna, Humboldt County, CA

For 2025, the USDA loan limit in Fortuna, Humboldt, CA is $400,000, while $472,030 is the FHA limit for a single-family home.

Lendersa® USDA loan calculator lets you contrast today's best USDA versus FHA rates. Determine the needed income, credit, reserves, and documents for qualification. Use our advanced mortgage calculator to view USDA, FHA, Conforming, and VA side by side, guiding you to the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements for Fortuna, Humboldt, CA

Loan Type Loan Limit Down Payment
USDA $400,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Fortuna, CA

Lendersa® strives to efficiently provide you the ideal USDA or FHA loan without hassle. Choose one of three options to connect with matching lenders and explore the USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Downtown Financial Group - Home Mortgage Loans
  • 19520 Nordhoff St, Suite 7, Northridge, CA, 91324
  • Our vision of home ownership is helping families understand that owning a home IS possible. Whether you are financially prepared now or whether families need to know the steps they need to take to be eligible for a home in the future, our goal is to educate families on what they need to do to own a home.
  • Universal Home Loans
  • 9017 Reseda Boulevard, Suite 204, Northridge, CA, 91324
  • Universal Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • L.A. Mortgage, Inc
  • 9338 Reseda Blvd, Suite 210, Northridge, CA, 91324
  • At LA Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Malibu Funding Inc
  • 6911 Topanga Canyon, Suite 206, Canoga Park, CA, 91303
  • At Malibu Funding, Inc. offers clients several different loan products from over 30 different lenders, including: FHA, Conventional, VA, Jumbo, VOE programs, ARMs, Purchase, Refinance and FHA Streamline loans. While getting a loan has become far more difficult than it has been duringthe past decade,
  • Blue Ocean Finance Company LLC
  • 22244 Haynes Street, Woodland Hills, CA, 91303
  • Blue Ocean Finance Company has delivered innovative and agile commercial development services to entrepreneurs seeking to expand their businesses in North America. Headquartered in Los Angeles, Blue Ocean leverages our trusted network of investors, lenders, dealers, brokers, and partners to meet our clients.
  • Pacific Sunrise Funding
  • 22148 Sherman Way, Suite 205, Canoga Park, CA, 91303
  • Pacific Sunrise Funding While buying and selling real estate can be a fun, exciting and rewarding experience it is important to develop a broad knowledge of the real estate market and all it has to offer you. As your local real estate expert, I am dedicated to providing you with the most enjoyable experience.
  • Private Money Specialists
  • 7049 Owensmouth Avenue, Suite 2, Canoga Park, CA, 91303
  • Private Money Specialists” isn’t a tagline. We have been in the real estate lending industry for over a decade. We have experience doing Fix & Flips, Tough 2nd liens, Ground up construction projects, tough purchases, and just a whole host of real estate lending that didn’t seem possible.
  • Vendezi Group
  • 8437 Quartz Avenue, Winnetka, CA, 91306
  • Vendezi Group is committed to helping you get the best value in today's market. Even if you are simply thinking about, please reach out and ask us about our Complimentary Broker's Opinion of Value package for your home and ANAHIT KHATCHATRIAN is a founder of the Vendezi group She is incredibly organized.
  • Camino Real Mortgage Bankers
  • 707 North Maclay Ave, San Fernando, CA, 91340
  • Camino Real Mortgage Bankers is a mortgage bank with operations in one state. Camino Real Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA and FHA 203(k) mortgages and We offer an experienced team of professionals paired with the best mortgage tools available on the Internet.