USDA Vs. FHA your options comparison in Fortuna, Humboldt County, CA
For 2026, the USDA loan limit in Fortuna, Humboldt, CA is $400,000, while $472,030 is the FHA limit for a single-family home.
Lendersa® USDA loan calculator lets you contrast today's best USDA versus FHA rates. Determine the needed income, credit, reserves, and documents for qualification. Use our advanced mortgage calculator to view USDA, FHA, Conforming, and VA side by side, guiding you to the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements for Fortuna, Humboldt, CA
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Fortuna, CA
Lendersa® strives to efficiently provide you the ideal USDA or FHA loan without hassle. Choose one of three options to connect with matching lenders and explore the USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
485 E 17th Street, Suite 220, Costa Mesa, CA, 92627
American Heritage Lending is a retail mortgage company headquartered in Costa Mesa, CA. Established in 2004, American Heritage Lending was founded to be a company set apart from an already impacted market. Licensed in multiple states across the US, the premise of our company evolved into the pinnacle for our success.
Jewelry-N-Loan is a one-of-a-kind, family-owned jewelry store and pawnshop located in Costa Mesa, California. We pride ourselves on being the leading resource in Orange County for purchasing, selling, trading, and lending against fine watches, gold, coins, diamonds, and jewelry. Our history starts with our family that has been proudly serving the p
Our business is the oldest Collateral Brokerage in Orange County and is still family owned, operated and running! Not many business operations can say they have done so for almost 70 years and still stay under the same ownership. Orginally located in Santa Ana, our business moved in 1995.
2183 Fairview Road, Unit 217-D, Costa Mesa, CA, 92627
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We provide buy-side, sell-side and market infrastructure firms with a full-service offering, including systems integration and technology consulting services, to assist in delivering high performance trading and settlement
More than 25 years of experience working in the industry has enabled us to build our services"
Experience is critical when you choose a mortgage professional. Ken Greene obtained his real estate salespersons license in 1994 and his brokers license in 2004 (NMLS 234239). He is the licensed broker and President of KenLends.com (NMLS 337762). en is a seasoned veteran in the mortgage broker business.
Khosravi Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
301 East 17th Street, Suite 209, Costa Mesa, CA, 92627
Laguna Equity Funding Inc is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
