USDA Vs. FHA Pro and Con comparison in Prunedale, Monterey County, CA
For the year 2025, the USDA loan limit in Prunedale, situated in Monterey county, CA, is $683,500. Meanwhile, the FHA limit for a single-family home is set at $915,400.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best rates between USDA and FHA. This tool determines the necessary income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans. This assists in selecting the most appropriate program for your particular financial scenario in Alabama.
2025 Loan Limits and Down Payment Requirements in Prunedale, Monterey County, CA
Loan Type
Loan Limit
Down Payment
USDA
$683,500
0%
FHA
$915,400
3.5%
Conventional Conforming
$915,400
3%
Exploring USDA and FHA Loan Options in Prunedale, CA
The aim of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting options to be matched with lenders and USDA loan programs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture and is reserved for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment at all.
Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
In January of 1949 a small group of Blue Cross and Blue Shield of Texas employees came together to organize a credit union. This group of employees had a vision of providing a safe place to save money and obtain loans at fair rates. In November 2016 we changed our name to Lifetime Federal Credit Union.
The Bank of Denton was established on August 27, 1894, with a capital of $6, 000.00. There were fourteen stockholders: Wm M Gillen, J.F. Harpster, Seward McConnel, Dr. Robert Stewart, S.J. Denton, Jacob Denton, L .H. Priester, S.O. Harpster, George Denton, Wm. Denton, James Miller, John Small, W.H. Dorn and James B. Roberts.
Opendoor Loan Servicing is a bonded and state licensed residential loan servicing company. We are the bridge between the lender and the borrower. We save time for the lender by fully managing each portfolio while providing excellent customer service to the borrowers. Customer service is excellent in Opendoor Loan Servicing.
Nuwave lending provides financing for homes. We offer loan programs for conventional, FHA, VA, Jumbo, Self-Employed Borrowers, Bank Statement Loans, and Investment Property loans and also NuWave is dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support.
At Westate Mortgage & Realty, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
Thrive Lending, we see you, and then we see your property. What does that mean? First and foremost, it means we define our success as your success. It means we view lending as a way to elevate your economics through carefully calculated financial risks designed to help your profitability. The reality is that the hard money industry has a bit of a “
First United Bank, the seeds of our business were planted more than 125 years ago in the rich, black soil of North Dakota farms. It doesn’t matter how you do business with us; if you are involved with First United Bank, you are involved with agriculture. That’s because our bank is still true to its roots.
