USDA and FHA Pro and Con in Prunedale, Monterey County, CA
For the year 2025, the USDA loan limit in Prunedale, situated in Monterey county, CA, is $683,500. Meanwhile, the FHA limit for a single-family home is set at $915,400.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best rates between USDA and FHA. This tool determines the necessary income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans. This assists in selecting the most appropriate program for your particular financial scenario in Alabama.
2025 Loan Limits and Down Payment Requirements in Prunedale, Monterey County, CA
Loan Type
Loan Limit
Down Payment
USDA
$683,500
0%
FHA
$915,400
3.5%
Conventional Conforming
$915,400
3%
Exploring USDA and FHA Loan Options in Prunedale, CA
The aim of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting options to be matched with lenders and USDA loan programs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture and is reserved for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Restoration Capital was founded on the belief that real estate investing should be accessible to everyone. Our mission is to be a launching pad for new investors and a growth accelerator for experienced investors. Over the last ten years we have funded over $500 million in investment real estate projects.
12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.
Established in 1987 and known as the “Hometown Bank, ” Charlotte State Bank & Trust serves the financial needs of customers throughout Southwest Florida, including full-service offices in Punta Gorda, Charlotte Harbor, Port Charlotte and North Port; Loan Production Offices in Collier
750 Tamiami Trail, Unit 2, Port Charlotte, FL, 33953
BayPort Lending has a team of loan agents with experience and knowledge to guide you through the home buying process. We are local, based in Port Charlotte, Florida and serve the Southwest Florida region.Our team can get you pre-qualified to get a new home or refinance a home.We guide you through the entire process, helping you get the lowest rate.
474 N Tamiami Trail, Suite 3, Port Charlotte, FL, 33953
Morningstar Mortgage has been doing mortgages in Florida for 10 years. We provide the lowest rate on USDA 100% loan ,FHA Loans and Conventional home mortgages CLOSED IN 10 DAYS! Morningstar Mortgage Specialties in USDA, FHA home loans, mortgages, Home Financing , Homepath, fixed rate loans
13538 Village Park Dr, Suite 205, Orlando, FL, 32837
Enotiva Lending Solutions LLC have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Expresso Lenders provides you with the right loan for your situation. We are a successful group of professionals, with more than 30 years experience working at Business in USA, Loans & Mortgages & Investments areas.Our main goal concerns about building customer's trust, & that is why our labor has been praised in this important industrial sector.
2151 Consulate Drive, Suite 8-A, Orlando, FL, 32837
We are Mortgage Lenders (not brokers) committed to making the lending experience valuable, affordable, and tailored to our borrower’s budget and expectations utilizing innovative technology, best systems practices together with a full menu of over 48 lending solutions offering our client-borrowers unparalleled choices for their financing needs.
