USDA Vs. FHA your options comparison in Estes-Park, Larimer County, CO

In 2025, the USDA loan limit applicable in Estes-Park, situated in Larimer county, CO, is $371,600. For a single-family home, the FHA limit is set at $464,600.

Utilize the Lendersa® USDA loan calculator to compare the leading rates of USDA against FHA. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Estes-Park, Larimer, CO

Loan Type Loan Limit Down Payment
USDA $371,600 0%
FHA $464,600 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Estes-Park, CO

The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you, free of hassle. Choose one of three pathways to connect with matching lenders and USDA programs.

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Understanding USDA Loans in CO

A USDA home loan is a government-backed mortgage by the Department of Agriculture. Known as a USDA rural development loan, it is offered solely in rural areas. Unlike FHA loans, which need a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • TDG Financial
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  • ASECU
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  • ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
  • Farmers National Bank
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  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
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  • Mountain Lifestyles Mortgage
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  • Stonegate Mortgage
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  • First Sentinel Bank
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  • First American Bank & Trust
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  • Northeast Community Credit Union
  • 980 Jason Witten Way, Elizabethton, TN, 37643
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