In 2026, the USDA loan limit in Wellington, within Palm Beach County, FL is $368,000, whereas the FHA limit for a single-family home is $557,750.
Utilize the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates. Determine the income, creditworthiness, reserves, and necessary documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Wellington, Palm Beach County, FL
Loan Type
Maximum Limit
Down Payment
USDA
$368,000
0%
FHA
$557,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wellington, FL
Lendersa® aims to quickly secure the best USDA or FHA loans for you without hassle. Select one from three starting points to connect with compatible lenders and USDA loan offerings.
The USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Our goal is education and service. We aim to teach you how you can utilize a reverse mortgage in Pennsylvania, New Jersey, Florida, or all across the United States. In fact, since 2008 we’ve helped over 431 seniors learn about and get reverse mortgages. At Reverse Mortgage Reality, we realize that no 2 seniors have the exact same situation.
12794 Forest Hill Blvd, Suite 29, Wellington, FL, 33414
Lends in Florida
At Sunvest Mortgage Group, LLC we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
12769 Forest Hill Blvd, Suite 1A, West Palm, FL, 33414
Lends in Florida
sunny South Florida, we are committed to making the mortgage process as simple as possible help make your dreams of becoming a homeowner a reality and also We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.
1503 South US Hwy 301, STE 109, Wellington, FL, 33414
Lends in Florida
5 Star Financial Group your resource for all your Tampa Bay mortgage and real estate needs. We offer many different types of home loan products along with many refinance options. Tampa Bay USDA loans are one of our biggest specialties. The USDA loan or rural development loan is a great program that can get you in a new home with no money down.
1st Mortgage Solution group, Inc is a mortgage Broker Company. we are licensed in Florida . we work to help you find the best refinance options for your individual needs We have partnered with some of the best Home Loan providers in the country to ensure that you receive the best refinance options available
13889 Wellington Trace, Suite A2, Wellington, FL, 33414
Lends in Florida
Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.
8401 Lake Worth Road, Suite 110, Lake Worth, FL, 33467
Lends in Florida
Whether you are purchasing your first home or wanting to refinance your current mortgage, our Mortgage Loan Originators will do their best to find competitive rates. Our team will guide you through the entire process in hopes of making everything seamless and easy for you! Alexander Cockrell is the Owner of ASC Mortgage Group.
6801 Lake Worth Road, Suite 109, Lake Worth, FL, 33467
Lends in Florida
AMCI HOMES, LLC is the key to your FINANCING. You need a Mortgage AMCI HOMES has a solution for you. AMCI HOMES.LLC was incorporated on 31 Aug 2017 as Florida Limited Liability Company type, registered at 6801 LAKE WORTH .RD SUITE 109 LAKE WORTH, FL 33467. Amci Homes.llc has 5 total employees across all of its locations.
When buying a home, there's none more important than the person you choose to represent you. We'll explain the process of buying your new home, and guide you through all the ups and downs and get closed on time.REGINALD WILLIAMS Owner of GOLDLYNK CHARTER LLC. If you are ready to start your buying or selling process give me a call at 561-667-8900.
