In 2025, the USDA loan limit in Wellington, within Palm Beach County, FL is $368,000, whereas the FHA limit for a single-family home is $557,750.
Utilize the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates. Determine the income, creditworthiness, reserves, and necessary documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program for your financial situation in
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| Loan Type | Maximum Limit | Down Payment | |
| USDA | $368,000 | 0% | |
| FHA | $557,750 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loans for you without hassle. Select one from three starting points to connect with compatible lenders and USDA loan offerings.
The USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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