USDA Loan Vs. FHA loan for Wellington, FL [Palm Beach County ]

In 2025, the USDA loan limit in Wellington, within Palm Beach County, FL is $368,000, whereas the FHA limit for a single-family home is $557,750.

Utilize the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates. Determine the income, creditworthiness, reserves, and necessary documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program for your financial situation in .

Exploring USDA and FHA Loan Options in Wellington, FL

Lendersa® aims to quickly secure the best USDA or FHA loans for you without hassle. Select one from three starting points to connect with compatible lenders and USDA loan offerings.

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What is a USDA Loan in FL?

The USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

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(405) 341-6650 Lender's profile and map Reviews The Citizens Bank of Edmond 1 East 1st Street, Edmond, OK, 73034 Citizens Bank of Edmond was founded in April 1901 in Edmond, Oklahoma. We have grown up with Edmond, one of the best suburbs in America! Our bank is comprised of 4th generation family ownership, an Employee Stock Ownership Program and community stockholders, a unique ownership structure that ensures our continued independence.
(405) 642-2946 Lender's profile and map Reviews Prosperity Mortgage 900 Heavenfield Dr, Edmond, OK, 73034 Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
(405) 620-6555 Lender's profile and map Reviews Land Run Mortgage 6312 Blue Sage Road, Edmond, OK, 73034 The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(866) 245-3633 Lender's profile and map Reviews Oklahoma AgCredit 3033 Progressive Drive, Edmond, OK, 73034 Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow. We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in eastern and central Oklahoma.
(405) 348-9919 Lender's profile and map Reviews Spurr Mortgage Corporation 233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034 Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.
(800) 332-4313 Lender's profile and map Reviews Manufactured Home.Loan 101 E Hurd St F, Edmond, OK, 73034 "MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message Being a customer-focused company means we take great pride in our customer service."
(815) 637-7000 Lender's profile and map Reviews Illinois Bank & Trust 6855 East Riverside Boulevard, Rockford, IL, 61114 We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
(231) 733-1329 Lender's profile and map Reviews Best Financial Credit Union 1888 East Sherman Boulevard, Muskegon, MI, 49444 Since 1955, Best Financial Credit Union, formerly Community Schools Credit Union, has focused on providing a comprehensive, member-first banking alternative to the people of West Michigan. We've done so by a combination of getting to know our members' needs on a personal basis, then responding with customized, state-of-the-art services.
(231) 739-5068 Lender's profile and map Reviews Service 1 Federal Credit Union 1075 E Sherman Boulevard, Muskegon, MI, 49444 Service 1 Federal Credit Union is a member-owned, not-for-profit financial cooperative whose purpose is to promote members' financial well-being and create a positive change in the communities we serve. All profits earned are returned to our members in the form of less fees and better rates. Credit Union is a member-owned
(978) 249-3200 Lender's profile and map Reviews Athol Savings Bank 388 Main Street, Athol, MA, 01331 Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.
(978) 249-3527 Lender's profile and map Reviews Athol Credit Union 513 Main St, Athol, MA, 01331 We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.
(405) 232-8288 Lender's profile and map Reviews Teachers Credit Union OK 2300 NW 23rd Street, Oklahoma City, OK, 73107 Teachers Credit Union has been open since 1935. The credit union has assets totaling $7.87 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.