USDA Loan Vs. FHA loan for LaGrange, GA [Troup County ]

In 2026, the limit for USDA loans in LaGrange, located in Troup county of GA, is set at $336,500, while for FHA loans, the limit for a single-family house is $472,030.

To compare today's best USDA and FHA rates, try Lendersa®'s USDA loan calculator. Determine the income, credit, reserves, and documents you'll need to qualify. Our sophisticated mortgage calculator also provides a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you decide the best option for your financial situation in .

USDA and FHA Loan Offerings in LaGrange, GA

Lendersa®'s mission is to facilitate hassle-free and swift obtainment of the best USDA or FHA loans for you. Begin with one of these three steps to match with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

The USDA home loan, or USDA rural development loan, also known as the USDA mortgage, is a government-backed financing option by the Department of Agriculture, designated for rural areas. Distinct from FHA loans, which need at least a 3.5% down payment, USDA loans come with no required down payment.

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LaGrange Lenders
(706) 443-5010 Lender's profile and map STATEWIDE MORTGAGE, LLC 316 South Lewis Street, Lagrange, GA, 30241 Lends in Georgia Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
(770) 253-2273 Lender's profile and map Coweta Cities & County Employees Federal Credit Union 43 Jefferson Parkway, Newnan, GA, 30263 Lends in Georgia Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(706) 846-8415 Lender's profile and map F & M Bank and Trust Company 142 West Main Street, Manchester, GA, 31816 Lends in Georgia F&M Bank and Trust was founded as a bank for the people, and we have been providing our community with consumer and commercial loans for nearly seventy-five years. We strive to provide our customers with the hospitality that they have come to expect from their local hometown bank through competitive loan products.
(706) 576-2600 Lender's profile and map Centennial Mortgage Company 6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904 Lends in Georgia Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.