USDA Loan Vs. FHA loan for West-Point, GA [Troup County ]

As of 2025, the USDA loan threshold in West-Point, within the county of Troup, GA, is set at $285,000. By contrast, the FHA cap for a single-family home stands at $356,362.

Harness the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates; this will allow you to ascertain the necessary income, credit, reserves, and documents to qualify. Our comprehensive mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans side by side, aiding your decision for the most suitable program in for your unique financial circumstances.

Options for USDA and FHA Loans in West-Point, GA

The primary aim of Lendersa® is to quickly provide you with the best USDA or FHA loan, free from unnecessary hassle. You can choose from one of three initial steps that lead to matching lenders and suitable USDA loan programs.

Results from Lendersa USDA loan requests and matches

Explaining USDA Loans in GA

A USDA home loan, secured by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, USDA mortgages eliminate the need for any down payment.

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(215) 847-0842 Lender's profile and map Reviews CENTER CITY MORTGAGE AND INVESTMENTS LLC 225 E. City Avenue, Suite 103, Bala Cynwyd, PA, 19004 "The Center City Mortgage & Investments website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Center City Mortgage & Investments. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan program
(608) 258-5062 Lender's profile and map Reviews St. Mary's & Affiliates Credit Union 700 South Park Street, Madison, WI, 53715 Our Mission Statement: "In the spirit of people helping people, we assist our members in achieving financial health." Our Vision Statement: To be a trusted primary financial institution offering products and services that meets the needs of our members for a lifetime. We are available to those living and/or working in Adams, Dane, Iowa, Juneau.
(405) 789-7900 Lender's profile and map Reviews Allegiance Credit Union 4235 N Meridian, Oklahoma City, OK, 73112 We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties
(405) 543-1136 Lender's profile and map Reviews America United Mortgage 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112 The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
(405) 418-8545 Lender's profile and map Reviews Founders Mortgage Inc. 5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112 Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.
(405) 697-0990 Lender's profile and map Reviews 1st Capital Mortgage of Oklahoma City Mortgages 5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112 At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,
267 313 5088 Lender's profile and map Reviews Commercial Lenders of America 21 S 11th St 4th Fl, Philadelphia, PA, 19107 In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
(888) 987-2651 Lender's profile and map Reviews Farmers Savings Bank 305 Doty Street, Mineral Point, WI, 53565 In 1917 Farmers Savings Bank was established to build on our heritage and meet the needs of our community, its businesses, and citizens. We pride ourselves on commitment to our communities through reinvestment. Our interdependent relationship with our communities is essential. Maintaining profit enables us to remain competitive and strong.
(215) 592-1188 Lender's profile and map Reviews Asian Bank 815-837 Arch Street, Philadelphia, PA, 19107 At Asian Bank, we share your values of hard work, saving, and education. We are committed to providing highly personalized service and a wide range of banking products and services to help you, your family and your business.values of hard work, saving, and education. We are committed to providing highly personalized service
(215) 931-0300 Lender's profile and map Reviews Police and Fire Federal Credit Union 901 Arch Street, Philadelphia, PA, 19107 PFFCU’s mission is to be our members’ primary financial services provider, focusing on loans and deposits. We will earn our members’ Trust by providing quality financial products at very attractive prices, delivered with superior Service, Value, and Convenience. PFFCU is looking for staff who share our values and can help us achieve our mission.
(215) 733-0692 Lender's profile and map Reviews Hansen Mortgage Services 905 Arch Street, Suite 201, Philadelphia, PA, 19107 Hansen Financial Svc is a mortgage lending institution that prides itself in providing high quality financial services to the public. It is our mission to provide high quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, second mortgages.
(833) 835-6267 Lender's profile and map Reviews Lisa Home Mortgage 123 N. 9th Street, Suite 101, Philadelphia, PA, 19107 LISA HOME MORTGAGE is an American Limited Liability Corporation in the mortgage industry. As a leader in mortgage financing, the company is multi-state licensed, providing mortgage loan options for clients in need of purchasing or refinancing residential or commercial properties.