USDA Vs. FHA your options comparison in West-Point, Troup County, GA

In 2024, USDA loan limit in West-Point, county of Troup, GA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in West-Point, county of Troup, GA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in West-Point, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Northwest Mortgage Services, Inc.
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • We're Local. We're Veteran Owned. More importantly, we're truly INDEPENDENT Mortgage Brokers! Northwest Mortgage Services has been helping individuals in Gig Harbor and the surrounding areas buy or refinance homes for over 32 years. Give us a call or shoot us an email and see how we can help you.
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  • 5403 Olympic Drive NW, Suite 100, Gig Harbor, WA, 98335
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  • Lending Dave
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  • Bryte Home Loans
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  • Equity Solutions Northwest
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  • Financial Edge Mortgage Corp
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  • First Federal, Yamhill County
  • 350 NE Baker Creek Road, Mcminnville, OR, 97128
  • "When First Federal was founded nearly 100 years ago, we offered a new banking choice for Yamhill County residents. In the years since, we have grown in services and in number of branches, but our commitment to our customers and communities remains our primary focus. “We’re here, in the Yamhill Valley. Our mission is to provide superior banking.
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