In the year 2026, the USDA loan limit for Francisville, located in Boone county, KY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, helping determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in deciding which program in
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| Loan Type | Loan Limit | Down Payment Percentage |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to deliver the most accommodating USDA or FHA loans with speed and ease. Choose one of three initial approaches to connect with suitable lenders offering USDA loan programs tailored to your situation.
The USDA home loan, commonly known as the USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. This loan is available exclusively in rural areas. Unlike FHA loans, which impose a 3.5% minimum down payment, USDA loans require no down payment, making homeownership more accessible in qualifying rural locales.
Enter your location to find out if it qualifies for USDA rural housing loan?
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