USDA Vs. FHA Pro and Con comparison in Hebron, Boone County, KY
In 2025, the USDA loan cap for Hebron, within Boone, KY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, determining the necessary income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in selecting the best financial program for your situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Hebron, Boone, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hebron, KY
The mission of Lendersa® is to provide you with the ideal USDA or FHA loan swiftly and without hassle. Start by choosing one of three pathways that connect you with suitable lenders and corresponding USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan, is available exclusively in rural regions. In contrast to FHA loans, which mandate a minimum of 3.5% down payment, USDA loans require no down payment, making them an appealing choice for qualified applicants.
St. James Parish Credit Union was founded in 1939. A number of volunteer Board of Directors and Officers have served for decades, providing continuity, direction and expertise for a sound institution. St. James Parish Credit Union is member-owned and a not-for-profit financial institution chartered by the State of Ohio.
"At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you.
We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"
Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We pride ourselves in offering the highest level of customer service.
Family Home Finance is committed to offering only the highest quality professional service to our clients, realtors and associates. Over the years we have built a reputation of offering honest, ethical and thorough service to our clients. Our customers are always treated with respect, courtesy and professionalism throughout the loan process.
Citizens Federal Savings and Loan Association of Covington
433 Madison Avenue, Covington, KY, 41011
Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.
As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
"Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
New Foundation Savings Bank was founded over 130 years ago. In that time, we’ve seen many changes, but still believe that personal service matters. While offering modern conveniences like Touch Banking and Card Valet, we pride ourselves on knowing our customers by name. Our goal is to serve the needs of our community by offering financial products.
Cincinnati HealthCare Associates Federal Credit Union
2139 Auburn Avenue, Level A, Cincinnati, OH, 45219
Cincinnati Healthcare Associates Federal Credit Union has been open since 1973. The credit union has assets totaling $23.49 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
26 West Martin Luther King Drive, Suite G4, Cincinnati, OH, 45220
As a member of the Cincinnati Interagency FCU, you share in the ownership of a full service financial institution – and being an owner makes a difference. The Cincinnati Interagency Federal Credit Union is a not-for-profit organization which, through member involvement, education, and sound financial management provides personal, convenient.
The Harrison Building and Loan was chartered in May 1916 as Harrison Welfare Building Association. In 1962 the name was changed due to the number of calls concerning "welfare". Members of the Association met at Harrison City Hall from 1916-1925 and then met at various other locations until 1952 when property at 112 N. Walnut was purchased.
Whitewater Community Credit Union was originally charted in 1954 by the employees of the National Lead Company (Fernald) in Ross, Ohio. Although the Fernald facility changed names and management through out the years, the credit union remained a constant. In 2002, as closure of Fernald grew closer, the State of Ohio
Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties.
Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts.
We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans
