In 2025, USDA loan limit in North-Adams, county of Berkshire, MA is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in North-Adams, county of Berkshire, MA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in North-Adams, MA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Frick Financial Federal Credit Union (formerly known as Frick Tri-County Federal Credit Union) has been open since 1962. The credit union has assets totaling $117.08 Million and provides banking services to more than 9, 000 members as of March 2022. The credit union is a community-based financial institution.
Fayette Federal Employees Federal Credit Union has been open since 1955. The credit union has assets totaling $15.33 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
The Fayette County School Employees Credit Union was founded by Mahlon Franks in February, 1939 & was charted as a state financial institution. Our field of membership for many years included the employees & their immediate family members of the Fayette County schools. More recently, the credit union expanded its field of membership to any student.
At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.
And that’s as true today as it was 85 years ago.
This credit union was organized in October, of 1968, to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members. We started out at Allied Chemical in Newell, PA with a small amount of members and have grown to today with members exceeding over 900 and assets over $6, 000, 000.
8805 University Boulevard, Moon Township, PA, 15108
We make a meaningful difference in our community by delivering financial services with a fun-loving spirit and servant’s heart. We treat our Members and Staff like our business depends on them - because it does! We go beyond only offering products and services or simply being "just another financial institution.
American Financial Mortgage Corporation is one of the oldest Mortgage Bankers in the state. Founded on the principle that everyone deserves to own their own home with financing they can afford, American Financial has done more to help individuals and families turn their dream into reality.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Blackhawk Federal Credit Union is now offering an app to help you track your spending and manage your debit cards from your mobile device! This app has many capabilities, including the option of turning your debit card on and off! Imagine resting easy knowing your card isn’t going to be used fraudulently!
Our history of ""people helping people"" can be traced to January 2, 1942 - with the chartering of Beaver Valley Federal Credit Union (then B&W Employees Federal Credit Union).
At that time membership was opened to those employed in the local plants of the Babcock & Wilcox Tubular Products Group and to their immediate families.
Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.
