USDA Loan Vs. FHA loan for North-Adams, MA [Berkshire County ]

For 2025, the USDA loan limit in North-Adams, located in Berkshire County, MA, stands at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine the required income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the right financial solution in for your needs.

USDA and FHA Loan Options in North-Adams, MA

The goal of Lendersa® is to connect you with the best USDA or FHA loans swiftly and with ease. Choose one of three pathways that will link you to matching lenders and USDA loan programs.

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Understanding USDA Loans in MA

A USDA home loan is a government-guaranteed mortgage through the Department of Agriculture, also known as a USDA rural development loan. Available only in rural locales, this mortgage doesn't require a down payment, differing from FHA loans which mandate a minimum of 3.5% down, making homeownership more accessible.

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(985) 876-4100 Lender's profile and map Reviews SOUTHERN MORTGAGE LENDING, INC., 6652 West Park Ave., Houma, LA, 70364 Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(318) 489-5046 Lender's profile and map Reviews The Right Loan, LLC 2560 North Pines Dr, Shreveport, LA, 71107 At The Right Loan, LLC we understand how important it is, to obtain the funding you need for operations, inventory, payroll, expansion, advertising opportunities and all the other services that require cash to succeed. We are also familiar with the landscape of hurdles that all startups have trying to finance a new business..
(580) 718-4000 Lender's profile and map Reviews Cherokee Strip Credit Union 1508 East Prospect Avenue, Ponca City, OK, 74604 Cherokee Strip Credit Union provides some of the best banking, insurance, investment, and financial empowerment solutions in all of Oklahoma. Simply stop by or join us online, and treat yourself to a better way way of banking where you're not a customer - you're the owner. Cherokee Strip Credit Union (CSCU) Established in October 1933.
(918) 423-2265 Lender's profile and map Reviews The Bank N.A. PO Box 1067, McAlester, OK, 74502 At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too
(918) 367-3343 Lender's profile and map Reviews Community Bank 104 S Main St, Bristow, OK, 74010 Community Bank of Bristow has proudly served Creek County and the town of Bristow since 1924. At Community Bank of Bristow, we work hard to exceed your expectations every day. Member FDIC. Equal Housing Lender. Bristow was designated as the county seat for Creek County at statehood when its population was 1,134. However,
(918) 712-9292 Lender's profile and map Reviews SpiritBank 601 North Main St, Bristow, OK, 74010 SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.
(318) 222-1979 Lender's profile and map Reviews Post Office Employees Federal Credit Union 2443 Texas Avenue, Shreveport, LA, 71103 Post Office Employees Federal Credit Union has been serving the financial needs of members in the Ark-La-Tex area since 1931. Our current membership stands at just over 4,000 active members with more than $36 million in assets. POE FCU to provide its membership with quality, convenient, and confidential financial services at competitive rates.
(318) 932-3491 Lender's profile and map Reviews Bank of Coushatta 1525 Ringgold Avenue, Coushatta, LA, 71019 On July 30, 1897 the Bank of Coushatta was chartered and opened for business in the Town of Coushatta, located then on the East bank of the Red River. The total capital stock of the Bank at opening was $15, 000.00. In June of 1915, with capital stock of $25, 000, a surplus of $6, 250.00.
(701) 858-9300 Lender's profile and map Reviews North Star Community Credit Union 109 Central Ave, Maddock, ND, 58348 The mission of North Star Community Credit Union is to deliver financial solutions, one person at a time. North Star Community Credit Union is proud of its ever expanding member reach and currently provides financial service at 12 locations throughout the state of North Dakota. North Star Community Credit Union Full service financial credit union.
(918) 426-0211 Lender's profile and map Reviews First National Bank & Trust Company of McAlester 235 E. Choctaw, McAlester, OK, 74501 First National Bank & Trust Co., of McAlester, OK, was established in 1896 and has consistently met the financial needs of the citizens of McAlester, Pittsburg County. At FNB, we offer a wide variety of loans, deposit and financial services in order to meet the needs of consumers, small businesses, agricultural, retail and commercial customers.
(318) 352-8141 Lender's profile and map Reviews Exchange Bank 700 Front Street, Natchitoches, LA, 71457 Exchange Bank, we have a very strong commitment to our community. We offer unsecured, secured, vehicle and other personal loans, and work with you to create terms that best meet your needs and at very competitive rates. We are locally owned and locally staffed – decisions about your loan request will be made right here, in a timely manner.