In 2026, the USDA loan ceiling for Eaton, Preble county, OH, is pegged at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates. Determine the qualifying income, credit requirements, reserves, and necessary documents. Our advanced mortgage tool showcases USDA, FHA, Conforming, and VA options side by side, enabling you to choose the right program for your financial situation in areas like
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conforming Conventional | $726,200 | 3% |
The aim of Lendersa® is to swiftly connect you with the finest USDA or FHA loan options, eliminating hassle. Choose one of three starting paths that align you with suitable lenders and USDA loan offerings.
A USDA home loan, endorsed by the government’s Department of Agriculture and also known as a USDA rural development loan, is available solely in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not demand any down payment at all, offering a more accessible option for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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