For 2026, in Lake-Lakengren, Preble county, OH, the USDA loan limit stands at $285,000, while the FHA limit for single-family homes is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, finding out the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side to choose the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to helping you secure the best USDA or FHA loans swiftly and without any hassle. Choose one of three starting points that facilitate matching you with lenders and available USDA loan programs.
The USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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