USDA Vs. FHA your options comparison in Lakeview, Lake County, OR

In 2025, the USDA loan cap for Lakeview, situated in Lake county of OR, is $336,500. On the other hand, the limit for FHA for a single-family home stands at $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates. Assess what income, credit, reserves, and documentation are necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Needs in Lakeview, County of Lake, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Choices in Lakeview, OR

Lendersa® aims to provide you with excellent USDA or FHA loans swiftly and without hassle. Choose from three initial steps that lead to matching with lenders and discover suitable USDA loan programs.

Visual of Lendersa USDA loan request and matching outcomes

The USDA Loan Defined in OR

A USDA home loan, endorsed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Richardson Lending Team
  • 27413 Tourney Road, Suite 160, Valencia, CA, 91355
  • The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
  • Bankit Mortgage
  • 28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
  • Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.
  • Onyx Lending, LLC
  • 25152 Springfield Court, Suite 200, Valencia, CA, 91355
  • Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate
  • Focus Lending Group, Inc.
  • 27201 Tourney Road, Suite 201-O, Valencia, CA, 91355
  • Focus Lending Group, Inc. is committed to helping you find the right mortgage product for your needs. With literally hundreds of different loan programs available we can usually find a product that fits every client's scenario. From plain vanilla "prime" products to the newest non-QM offerings.
  • Silva Lending
  • 29021 Avenue Sherman, Suite 111, Valencia, CA, 91355
  • At Silva Realty, real estate isn’t a job, it’s a lifestyle—it’s knowing that our clients might change their minds 20 times throughout the process & being happily flexible to help them navigate challenges & indecision to ultimately achieve their goals.It’s being available and responsive outside of conventional business hours via phone, text, email.
  • Newcastle Lending
  • 25050 Ave Kearny, Suite 109, Valencia, CA, 91355
  • Newcastle Lending Started in 2012 as a two person operation and we are steadily growing in both business and personnel and Specialties in Lending Services including purchase loans and refinancing and Loans is a local owned and operated company where our main goal is to provide the best possible real estate and lending experience.
  • Ria Lending Inc.
  • 25000 Avenue Standford, Unit 101, Valencia, CA, 91355
  • We are a place where you and your business can thrive. Our mission at Ria is to equip our team of industry professionals with the tools and resources needed to excel in their trade. Our model is simple, effective, and aimed at fueling the careers of our partners to ensure they are continuously striving for success.
  • The Mortgage Store
  • 28005 Smyth Drive, Suite 203, Valencia, CA, 91355
  • As a seasoned mortgage professional, I offer the highest level of customer service in residential financing. I provide my clients with the best possible scenarios, including current market information competitively low interest rates and a wide array of products offered by lenders, to help make their decisions comfortably.