USDA VS FHA in Amwell, Washington County, PA

In 2026, the USDA loan limit in Amwell, within Washington, PA, is $336,500, while the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you decide which program in best suits your financial needs.

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2026 Loan Limits and Downpayment Requirements in Amwell, Washington, PA

Loan Type Loan Cap Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Amwell, PA

The aim of Lendersa® is to provide you the best possible USDA or FHA loans swiftly and smoothly. Choose one of three starting points that match you with lenders and USDA loan programs.

Overview of Lendersa USDA loan request results

Understanding USDA Loans in PA

The USDA home loan, secured by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Amwell Lenders

  • Community Bank
  • 2111 North Franklin Dr, Suite 200, Washington, PA, 15301
  • Lends in Pennsylvania
  • For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,

  • Washington Area FCU
  • 75 Landings Drive, Washington, PA, 15301
  • Lends in Pennsylvania
  • In June of 1959, a group of school employees met to consider the formation of a credit union for their co-workers in the greater Washington, PA area. From this original group of 10, each contributing $5.25, the Washington Area Teachers Federal Credit Union was chartered. By the end of 1959 the credit union had grown to 52 active members.

  • Wabellco Federal Credit Union
  • 1277 Park Avenue, Washington, PA, 15301
  • Lends in Pennsylvania
  • Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.

  • CHROME Federal Credit Union
  • 45 Griffith Avenue, Washington, PA, 15301
  • Lends in Pennsylvania
  • CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.

  • Cal-Ed FCU
  • 100 Technology Drive, Coal Center, PA, 15423
  • Lends in Pennsylvania
  • Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • cfsbank
  • 101 McKean Avenue, Charleroi, PA, 15022
  • Lends in Pennsylvania
  • At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.

    And that’s as true today as it was 85 years ago.

  • Equity Edge Funding Corporation
  • 4050 Washington Rd, Suite 3F, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • Founded in 2001, Equity Edge Funding prides itself on its unmatched level of customer service. All of the loan officers take great strides in earning your business and work diligently toward being your "trusted mortgage financial advisor for life", not just one transaction. The company has developed a strong reputation

  • MJ Mortgage & Tax Services, Inc.
  • 321 Winners Circle, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.

  • THREE RIVERS LENDING
  • 375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you