USDA Vs. FHA Pro and Con comparison in South-Franklin, Washington County, PA
For the year 2026, the USDA loan limit in South-Franklin, within Washington County, PA, is established at $285,000, while the FHA limit for a single-family home stands at $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate and contrast today's premier USDA versus FHA rates, aiding in determining what income, credit, reserves, and documentation are necessary for qualification. With our advanced mortgage tool, you can scrutinize USDA, FHA, Conforming, and VA options side by side, which assists in deciding the program in that best matches your distinct financial requirements.
2026 Loan Limits and Down Payment Requirements in South-Franklin, Washington County, PA
Category
Maximum Loan
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in South-Franklin, PA
The mission of Lendersa® is to help you efficiently acquire the optimal USDA or FHA loans without undue stress. You may choose from three beginning strategies that direct you to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is exclusively available for rural neighborhoods. Unlike FHA loans, where a down payment of at least 3.5% is mandatory, USDA loans offer the advantage of no required down payment, providing a significant opportunity for eligible applicants in rural areas.
2111 North Franklin Dr, Suite 200, Washington, PA, 15301
Lends in Pennsylvania
For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,
In June of 1959, a group of school employees met to consider the formation of a credit union for their co-workers in the greater Washington, PA area. From this original group of 10, each contributing $5.25, the Washington Area Teachers Federal Credit Union was chartered. By the end of 1959 the credit union had grown to 52 active members.
Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.
CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.
4050 Washington Rd, Suite 3F, Canonsburg, PA, 15317
Lends in Pennsylvania
Founded in 2001, Equity Edge Funding prides itself on its unmatched level of customer service. All of the loan officers take great strides in earning your business and work diligently toward being your "trusted mortgage financial advisor for life", not just one transaction. The company has developed a strong reputation
We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.
375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317
Lends in Pennsylvania
Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you
Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.
