USDA and FHA Pro and Con in South-Franklin, Washington County, PA
For the year 2025, the USDA loan limit in South-Franklin, within Washington County, PA, is established at $285,000, while the FHA limit for a single-family home stands at $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate and contrast today's premier USDA versus FHA rates, aiding in determining what income, credit, reserves, and documentation are necessary for qualification. With our advanced mortgage tool, you can scrutinize USDA, FHA, Conforming, and VA options side by side, which assists in deciding the program in that best matches your distinct financial requirements.
2025 Loan Limits and Down Payment Requirements in South-Franklin, Washington County, PA
Category
Maximum Loan
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in South-Franklin, PA
The mission of Lendersa® is to help you efficiently acquire the optimal USDA or FHA loans without undue stress. You may choose from three beginning strategies that direct you to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is exclusively available for rural neighborhoods. Unlike FHA loans, where a down payment of at least 3.5% is mandatory, USDA loans offer the advantage of no required down payment, providing a significant opportunity for eligible applicants in rural areas.
At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.
8721 Plantation Lane, Suite 201, Manassas, VA, 20110
Harry H. Horning Financial Services was founded with the goal of guiding our clients in every aspect of their financial lives in order to help them achieve financial confidence and independence. We are dedicated to you, our client. We work one on one with you to analyse your financial situation, determine a best course of action.
Dominion First Mortgage was founded in 1995 in Manassas Va. Our incredible staff has closed over 1 Billion dollars in loans mostly in the Northern Virginia counties of Fairfax, Prince William, Loudoun and Arlington. Because of our local knowledge we make the loan process much simpler for our borrowers.
Oakview, we believe a strong start makes for a strong finish to this challenging process. Our goal at the onset is to understand your needs. We invest extra time to get to know you, your situation, and all the other aspects of the transaction that may influence the final outcome.
Sunny Lending LLC has a combined 25+ years of experience in the mortgage industry, including both residential and commercial mortgages. Our staff commands a wide range of experiences working with different banks and financial institutions. We provide unique service to better serve your financial needs.
656 Quince Orchard Road, Suite 120, Gaithersburg, MD, 20878
At Eagle Creek Mortgage LLC, a one stop shop for all your mortgage needs. You can find information on all of our loan officers, as well as, find all the resources you will need when shopping for a mortgage. EAGLE CREEK MORTGAGE, LLC is a banking company based out of 656 QUINCE ORCHARD RD, Gaithersburg, Maryland, United States.
2656 Quince Orchard Rd, Suite 120, Gaithersburg, MD, 20878
Eagle Creek Mortgage, LLC mission is to serve our clients with honesty, integrity and competence. Our goal is to provide no-points mortgage loans to our customers while affording them the lowest possible interest rates and closing costs. Furthermore, we pledge to provide unparalleled service to each and every one of our borrowers.
555 Quince Orchard Road, Suite 411, Gaithersburg, MD, 20878
FDM was started by a group of 5 professionals in the basement of a home. Our vision was to build a mortgage company where clients and employees had a choice to make an educated decision. With these 5 professionals and armed with over 10 years of mortgage experience and industry knowledge, FDM went operational.
839 L Quince Orchard Blvd, Gaithersburg, MD, 20878
"We are experts in Commercial Real Estate Lending including: Acquisition Loans, Construction Loans, Short Sales, Foreclosure Financing.
Apart from lending we are experienced Real Estate developers and builders, with many contacts in and around the DC area. We are a small business with only a few employees so you will always speak directly to us."
806 West Diamond Ave. Suite 340, Gaithersburg, MD, 20878
We are a team of real estate and finance experts with a radically different approach to lending. Our investment philosophy is quite simple: we finance promising real estate investment opportunities. We provide our borrowers with super fast and dependable access to funds they need to buy, renovate, operate or sell single, multi-family and commerci