USDA Vs. FHA Pro and Con comparison in Waynesburg, Greene County, PA

For the year 2026, the USDA loan limit in Waynesburg, found in the county of Greene, PA, is set at $336,500. In contrast, the FHA limit for a single-family residence in the same area is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. This helps you ascertain the income, credit, reserves, and required documentation to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, aiding you in deciding the most suitable program in for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Waynesburg, County of Greene, PA

Loan Category Maximum Loan Amount Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Waynesburg, PA

Lendersa® aims to connect you quickly and simply with the best USDA or FHA loans. Begin with any of our three pathways to match with lenders and discover USDA loan programs.

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Defining USDA Loans in PA

The USDA home loan is a government-backed mortgage provided by the Department of Agriculture, commonly known as the USDA rural development loan. It is available exclusively in designated rural areas. Unlike FHA loans that typically require a down payment of at least 3.5%, the USDA loan necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Waynesburg Lenders

  • Community Bank
  • 2111 North Franklin Dr, Suite 200, Washington, PA, 15301
  • Lends in Pennsylvania
  • For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,

  • Washington Area FCU
  • 75 Landings Drive, Washington, PA, 15301
  • Lends in Pennsylvania
  • In June of 1959, a group of school employees met to consider the formation of a credit union for their co-workers in the greater Washington, PA area. From this original group of 10, each contributing $5.25, the Washington Area Teachers Federal Credit Union was chartered. By the end of 1959 the credit union had grown to 52 active members.

  • Wabellco Federal Credit Union
  • 1277 Park Avenue, Washington, PA, 15301
  • Lends in Pennsylvania
  • Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.

  • CHROME Federal Credit Union
  • 45 Griffith Avenue, Washington, PA, 15301
  • Lends in Pennsylvania
  • CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.

  • Cal-Ed FCU
  • 100 Technology Drive, Coal Center, PA, 15423
  • Lends in Pennsylvania
  • Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups