USDA Vs. FHA Pro and Con comparison in Walterboro, Colleton County, SC
In 2025, the USDA loan limit in Walterboro, located in Colleton county, SC, is $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the best rates of USDA versus FHA loans today and find out the income, credit, reserves, and documents needed to qualify. With our advanced calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your situation in .
2025 Loan Limits and Downpayment Requirements in Walterboro, Colleton, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Walterboro, SC
Lendersa® aims to help you secure the best USDA or FHA loan quickly and easily. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture, and it is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan demands no down payment.
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American State Bank and Trust Company to be the premier provider of financial services in our trade area by partnering with our customers to achieve their financial goals & also At ASB&T we call our approach to business Banking Your Way. By providing unmatched customer service, we can continue to improve financial outcomes for our valued customers.
