USDA and FHA Pro and Con in Walterboro, Colleton County, SC

In 2026, the USDA loan limit in Walterboro, located in Colleton county, SC, is $336,500. The FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the best rates of USDA versus FHA loans today and find out the income, credit, reserves, and documents needed to qualify. With our advanced calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your situation in .

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2026 Loan Limits and Downpayment Requirements in Walterboro, Colleton, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Walterboro, SC

Lendersa® aims to help you secure the best USDA or FHA loan quickly and easily. Choose one of three starting points to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in SC

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture, and it is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • TMC Financing
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