USDA VS FHA in Homestead-Meadows-North, El Paso County, TX
In 2025, the USDA loan limit in Homestead-Meadows-North, located in the county of El Paso, TX, is $285,000. For a single-family home, the FHA limit is established at $356,362.
To compare current USDA versus FHA rates, make use of the Lendersa® USDA loan calculator. It will help you understand the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans. This side-by-side analysis assists you in selecting the best program in Alabama for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Homestead-Meadows-North, El Paso, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Homestead-Meadows-North, TX
At Lendersa®, we aim to connect you quickly with the best USDA or FHA loan options without hassle. Choose from three starting points to align with lenders and suitable USDA loan programs.
A USDA home loan is a government-guaranteed mortgage, offered by the Department of Agriculture. Also known as a USDA rural development loan, it is only available in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans demand no down payment, providing a more accessible option for eligible rural buyers.
6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.
Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Founded and based in Texas, GFM has served the Lone Star State exclusively since 2005. Our core business philosophy is revolutionizing how customers get mortgage loans with a rare combination of GREAT Service and Low Rates. Unlike traditional lending our Loan Advisors are not compensated by the rates or fees charged on loans.
V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.
We can structure commercial real estate scenario for refinancing or purchase. With our years of experience and extensive funding sources, we’re able to secure financing for even the most difficult transactions. The mission of MDN Capital Consulting, LLC is to be more than just a mortgage brokerage firm. We strive to provide guidance
6136 Frisco Square Blvd, Suite 350, Frisco, TX, 75034
"At Evolve, we empower mortgage lenders, servicers and investors with the ability to focus on high value activities that grow revenue, while letting others handle routine tasks.
By outsourcing time-consuming work that fluctuates with volume and unpredictable market influences, Evolve enables companies to streamline operations while dramaticall
Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".
Lear Financial Group both retail and wholesale mortgage lending as Branch Trainer, Senior Account Executive, Sales Manager, Sales Training Manager and Loan Officer. My extensive experience helps me to ensure that my clients are not only getting the best loan for their unique situation
