USDA Vs. FHA your options comparison in Homestead-Meadows-South, El Paso County, TX

In 2025, the USDA loan limit in Homestead-Meadows-South, located in El Paso county, TX is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate and compare USDA and FHA rates today. It assists in determining the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you get a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in choosing the best program in for your specific financial situation.

Compare offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Homestead-Meadows-South, El Paso county, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Homestead-Meadows-South, TX

The goal at Lendersa® is to provide you with the best attainable USDA or FHA loan promptly and seamlessly. Choose from one of three initial steps that lead to matching you with lenders and suitable USDA options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Carlyle Mortgage Inc.
  • 1901 South Bascom Avenue, Suite 1410, Campbell, CA, 95008
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide loans to our clients while providing them with the great service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We know you have a lot of options when it comes to yourmortgage financing.
  • BeneGroup, Inc.
  • 1999 South Bascom Avenue, Suite 700, Campbell, CA, 95008
  • BeneGroup, Inc. provides Residential and Commercial Real Estate consulting and financing services to a broad range of national and international clientele. In the current lending market, with its dynamic and ever changing guidelines, you need a firm that is well versed with the current lending rules and legislative regulations to assist you.
  • Bayview Residential Brokerage
  • 51 E Campbell Avenue, Suite 110, Campbell, CA, 95008
  • "Bayview Residential provides home lending and real estate services as one of the largest independent mortgage and real estate brokerages in California and recently ranked as the number 10 mortgage brokerage in the US. Established in 2004, Bayview works with over 150 agents, 90 of whom are endorsed as Mortgage Loan Officers."
  • Diversified Loan Services, Inc.
  • 257 E Campbell Ave #3, Campbell, CA, 95008
  • Diversified Loan Services, Inc. (DLS) is committed to providing sound and secure trust deed investment opportunities for private individuals looking for higher rates of return on their investment. We value personal relationships and integrity in meeting our client’s investment needs.
  • Kal Financial
  • 2542 South Bascom Avenue, Ste. 130, Campbell, CA, 95008
  • Kal Financial offers many great resources on our website please make sure you get the following free resources such as how does the loan process work with Kal Financial? We have a Free Campbell California Mortgage Calculators or fill out a 100% FREE, No-Obligation, Secure Online Loan Application or give us a call at the office no.
  • State Bank & Insurance of Spencer
  • 728 Grand Avenue, Spencer, IA, 51301
  • State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
  • Direct Mortgage Funding
  • 236 N. Santa Cruz Ave, Suite 103, Los Gatos, CA, 95030
  • Direct Mortgage Funding know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website.