USDA Vs. FHA Pro and Con comparison in Tysons, Fairfax County, VA
In 2026, the USDA loan limit for Tysons, located in Fairfax county, VA, is $657,900, while the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and find out the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, facilitating your decision on the optimal program in for your financial conditions.
2026 Loan Limits and Down Payment Requirements in Tysons, Fairfax, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Tysons, VA
The primary aim of Lendersa® is to rapidly secure you the most suitable USDA or FHA loan without any hassle. Choose from three initial pathways that align you with lenders and explore USDA loan possibilities.
A USDA home loan is guaranteed by the government via the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans require none.
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